Expert Lenders for Secured Short-Term Loans on Luxury Assets
Directly Serving Authorised Credit Brokers Only
Swift, Discreet, and Flexible Solutions
Direct Customers - Please Visit AssetBackedLoans.co.uk
About Us
Asset Backed Loans works directly and exclusively with authorised credit brokers, providing their clients with short-term secured loans from £5,000 to £2 million against luxury watches, fine cars, property, and other high-value assets.
There is no impact on your client’s credit report, and no travel is required—everything can be arranged securely from the comfort of their home. Asset Backed Loans guarantees the privacy of both clients and brokers at every stage.
Privately owned and family-run, Asset Backed Loans operates across the United Kingdom, serving a wide range of brokers and clients. Our team is personable, professional, and committed to finding the optimal solution for every situation.
Loans That Work Around You
Asset Backed Loans gives you the flexibility to manage your loan your way:
Early repayment with no fees or penalties
Overpayments allowed
Extensions available on request for added convenience
How we work
Efficient Funding for Your Clients
Rapid Appraisal: A loan in principle is provided within hours of the application.
Quick Turnaround: Loan funds are prepared and ready within 1–3 days.
Instant Payment: The moment the asset is in Asset Backed Loans’ care, funds are transferred without delay.
Fully Confidential Solutions
Confidentiality First: Your client’s privacy is our highest priority.
No Credit Impact: Loans require no credit check and leave no marks on the credit file.
Secure Transactions: Deposits appear under Asset Backed Loans for complete discretion.
Discreet Handling: All collections and deliveries are conducted in unmarked vehicles.
Upfront and Trustworthy
No hidden fees, no minimum term, and no penalties for early repayment.
Asset Backed Loans are designed to give your clients full control over their borrowing.
Clear, straightforward terms so your clients always know exactly what to expect.
Tailored and Client-Focused
At Asset Backed Loans, every solution is bespoke, designed specifically around your client’s plans. Our priority is building long-term relationships founded on trust and professionalism, offering flexible lending that adapts seamlessly to your client’s needs.
Accessible and Supportive
Once a loan agreement is signed, your clients have direct access to one of our senior underwriters, ensuring clear guidance and expert support throughout the process.
Proven Leaders in Luxury Lending
Directors Paul and Taylor bring over 30 years of expertise in finance and consumer credit, having arranged £50 million+ in loans secured against prestigious luxury assets since 2010.
Fair, Polite, Professional
At Asset Backed Loans, we operate with fairness, courtesy, and integrity, treating every client exactly as we would wish to be treated ourselves.
Trusted and Compliant
Asset Backed Loans operates under the full oversight of the Financial Conduct Authority, ensuring all lending is responsible, secure, and fully regulated.
Meet the Founders
Paul & Taylor Hilburn Father and Son, Experts in Luxury Lending
Paul brings decades of experience in luxury asset finance, and his son Taylor, previously working with high-net-worth clients in hospitality and gambling, joined him in lending in 2023. Together, they founded Asset Backed Loans in 2025, providing a fresh, discreet, and professional approach to lending against high-value assets.
Help Your Clients Unlock the Value of Their Luxury Assets with ABL
As an authorised credit broker, you can earn 4% of the loan value on successful referrals.
Fast, Discreet, Flexible