About Us
Asset Backed Loans enables you to unlock up to £2 million of equity from your luxury assets, helping you borrow against your most valued possessions.
Who we are
Asset Backed Loans is a privately funded short term lender, specialising in the luxury asset market. Our founders, asset valuation specialists, underwriters and advisory team have over 100 years combined experience, providing you with the utmost assurances, we have the expertise to deliver your business loan.
Our ethos is personal service. No two customers are alike. We build a bespoke loan to meet your specific requirements.
We do not analyse your personal credit history, we do not even carry out a credit check. We do not analyse your business finances, just unlock the value from your luxury asset, to provide you with the liquidity required in a private, transparent & swift process.
Meet The Cofounders
Leading with Experience - Our senior management team brings over 30 years of combined knowledge, positioning Asset Backed Loans as one of the UK’s leading names in luxury equity release and asset backed financing for all types of businesses.
Paul Hilburn
Co-Founder
A specialist in consumer lending and equity release to high-net-worth individuals, Paul’s primary focus has been prestige, classic and vintage cars, with a total lend to date of £50m.
How we work
Prompt and efficient
Within hours of receiving your loan application, a decision in principle will be issued.
Your loan will be paid out within 24 hours of approval
See the money in your account within seconds of your asset being taken into our care.
Private and discreet
Your privacy is always protected
No trace left on your credit report
Deposits appear under ABL on bank statements
All collections and deliveries completed in unmarked vehicles.
Clear and Honest
No minimum term
No exit penalties
No early redemption fees
Extension for up to a further 6 months, with no additional fees
Tailored to You
We provide bespoke solutions shaped around your goals, preferences, and changing circumstances. Our priority is building trusted, long-term relationships with every client.
Always Available
From the moment you sign your loan agreement, until the day it is settled, you will have direct access to one of our senior underwriters, who will assist and support you with any issues relating to your loan.
Concise and Polished
Courtesy, fairness, and kindness are at the heart of our approach. They are the principles behind our company name and the way we do business.