About Us
Asset Backed Loans enables you to unlock up to £2 million of equity from your luxury assets, helping you borrow against your most valued possessions.
Applying with Asset Backed Loans will not affect your credit report, and there’s no need to travel—your entire agreement can be completed easily from home. We place the highest importance on protecting your privacy at every stage.
As a privately owned, family-run company, we work with clients nationwide. Our ethos is personal service, and we are committed to delivering solutions that are tailored to your individual needs.
The Team
Leading with Experience - Our senior management team brings over 30 years of combined knowledge, positioning Release My Capital as one of the UK’s leading names in equity release and financial services.
Paul Hilburn
Co-Founder
A specialist in consumer lending and equity release to high-net-worth individuals, Paul’s primary focus has been prestige, classic and vintage cars, with a total lend to date of £50m.
Unlike many short-term lenders, we provide complete flexibility. Whether you wish to settle early or extend your repayment, we give you greater control, so your loan works on your terms, with added peace of mind.
Fully Flexible, Penalty-Free Loans
At Asset Backed Loans, our loans are built around your needs, giving you complete control.
- Settle your loan in full at any time, even the very next day
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Make overpayments whenever you choose
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Request repayment extensions if needed
How we work
Prompt and efficient
Within hours: Receive a loan in principle shortly after we receive your application.
Same Day Your loan will be paid out within 24 hours of approval
Seconds: See the money in your account within seconds of your asset being taken into our care.
Private and discreet
Your privacy is always protected:
- No trace left on your credit report
- Deposits appear under ABL on bank statements
- All collections and deliveries completed in unmarked vehicles.
Clear and Honest
With no hidden fees, no minimum term, and no early settlement charges, ABL loans are built to put you in control of your finances.
Tailored to You
We provide tailored solutions shaped around your goals, preferences, and changing circumstances. Our priority is building trusted, long-term relationships with every client.
Always Available
From the moment you sign your loan agreement until the day it is settled, you’ll have direct access to one of our senior underwriters.
Established and Respected
Directors Paul and Taylor have overseen more than £50 million in loans secured against luxury assets since 2010. With over three decades of combined experience in consumer credit and finance, they bring expertise and integrity to every client relationship.
Concise and Polished
Courtesy, fairness, and kindness are at the heart of our approach. They are the principles behind our company name and the way we do business.