Commercial
& Residential Bridging
Loans

RELEASE £25K TO £2M

Rapid. Confidential. Versatile.

Apply today

£
Representative APR: 69.0% APR
What we lend against

Turn to Asset Backed Loans for bridging finance secured against your unencumbered residential (not main residence) or commercial properties. Our loans provide a swift, reliable, and cost-effective alternative to traditional bank lending, helping you meet urgent personal or business liquidity requirements with ease and confidence.

Minimum
Loan

£25,000

Minimum
Property Value

£100,000

Maximum
Loan-to-value

65%

Completion
by

1 to 2 weeks

Appraisal,
Valuation & Payout

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Secure Your Funding Quickly – Just 3 Simple Steps...

1

Virtual Appraisal &
Initial Valuation

  • Start with a desktop appraisal—no site visit needed.

  • Complete within 3 hours.

  • Obtain a same-day offer in principle, subject to final checks

2

Physical
Inspection

A RICS surveyor will carry out a physical inspection and valuation, typically within 48 hours.

Our team completes detailed internal checks at the Land Registry, reviewing title plans and property registers to ensure accuracy and security.

3

Final
Valuation

Fast, Transparent Decision-Making
Within 24 hours of receiving the physical survey and valuation, one of the following will be confirmed:

  • Valuation as agreed – your loan is released instantly.
  • A revised offer for your consideration
  • Lending not possible – confirmation provided immediately.

Solicitors are instructed to finalise completion without delay.

Financial Advisor, Solicitor, or Accountant?

Help your clients safely unlock equity from their property. If you are an authorised credit broker, we offer commission on all successful referrals.

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"From start to finish, the property loan process was smooth and efficient. Every question I had was answered quickly, and I would definitely recommend them."

"The team provided a professional yet friendly approach to property lending. They made the process straightforward and were consistently helpful, courteous, and professional throughout."

"From start to finish, Asset Backed Loans provided a seamless experience. My property loan was approved and paid out in just a few hours, and the entire process, completed electronically, was wrapped up within 7 days."