Commercial
& Residential Bridging
Loans

RELEASE £25K TO £2M

Rapid. Confidential. Versatile.

Apply today

£
Representative APR: 69.0% APR
What we lend against

Turn to Asset Backed Loans for bridging finance secured against your unencumbered residential (not main residence) or commercial properties. Our loans provide a swift, reliable, and cost-effective alternative to traditional bank lending, helping you meet urgent personal or business liquidity requirements with ease and confidence.

Minimum
Loan

£25,000

Minimum
Property Value

£100,000

Maximum
Loan-to-value

65%

Completion
by

1 to 2 weeks

Appraisal,
Valuation & Payout

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Secure Your Funding Quickly – Just 3 Simple Steps...

1

Virtual Appraisal &
Initial Valuation

  • Start with a desktop appraisal—no site visit needed.

  • Complete within 3 hours.

  • Obtain a same-day offer in principle, subject to final checks

2

Physical
Inspection

A RICS surveyor will carry out a physical inspection and valuation, typically within 48 hours.

Our team completes detailed internal checks at the Land Registry, reviewing title plans and property registers to ensure accuracy and security.

3

Final
Valuation

Within 24 hours of receiving the physical survey and valuation, one of the following will be confirmed:

  • Valuation as agreed – your loan is released instantly.
  • A revised offer for your consideration
  • Lending not possible – confirmation provided immediately.
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3

"From start to finish, the property loan process was smooth and efficient. Every question I had was answered quickly, and I would definitely recommend them."

"The team provided a professional yet friendly approach to property lending. They made the process straightforward and were consistently helpful, courteous, and professional throughout."

"From start to finish, Asset Backed Loans provided a seamless experience. My property loan was approved and paid out in just a few hours, and the entire process, completed electronically, was wrapped up within 7 days."