Your Questions, Fully Addressed

Luxury assets have experienced exceptional growth over the past ten years, and trends suggest this will continue. Owning your assets allows you to capture ongoing appreciation, rather than giving it up. Selling might provide quick cash, but replacing unique or high-value items is often difficult. Asset Backed Loans enables you to release equity from your luxury assets discreetly and efficiently—typically within one to three days—without losing ownership.

The timeframe for a loan usually ranges from one to three days, although certain assets like high-end or classic cars can be arranged and funded in just a few hours.

Typically, our loans run for six months. You can extend this term by up to an additional six months, subject to payment of interest and any applicable fees before renewal. Contact us for a full quote.

Available loan amounts start at £25,000 and go up to £2 million.

Yes, you can repay the loan at any time by covering the outstanding balance along with any accrued interest.

Asset Backed Loans accepts a broad spectrum of luxury assets, such as prestige, classic, and vintage cars, high-end watches, and property, among others.

Each asset is assessed by our seasoned internal appraisers and carefully selected external experts who specialise in high-value luxury items.

During the loan term, your luxury assets are stored in trusted specialist facilities nationwide. We can provide more information if required.

Never. We guarantee complete confidentiality. No searches or records will appear on your credit file, and identity checks are solely for compliance with anti-money laundering laws.

Should you encounter financial difficulties, Asset Backed Loans will approach the situation with understanding and fairness. We will work with you to establish realistic repayment arrangements. Please note that the loan is secured against your luxury asset, and if repayments cannot be maintained, the asset may be sold to recover the debt, with any remaining funds returned to you.

Asset Backed Loans are built around flexibility:

• Clear your loan in full at any time, instantly.

• Make overpayments as you choose to reduce costs.

• Request extensions on your loan term whenever required.

You can renew your ABL loan for up to another six months. Just pay any accrued interest, and we’ll set up a fresh six-month agreement.