Secure a Loan Against Your Rolex or Patek Philippe

EXPERTS YOU CAN RELY ON

"An outstanding service for pawning luxury watches. Asset Backed Loans delivers results that go above and beyond expectations."


Apply today

£
Representative APR: 69.0% APR
What we lend against

Pawn your Rolex or Patek Phillipe watch: Asset Backed Loans provides same-day secured pawn loans on classic and prestige Rolex and Patek Philippe watches.

Minimum
Loan

£5,000

Minimum
Timepiece value

£10,000

Maximum
Loan

£150,000

Completion
by

Same day

Appraisal,
Valuation & Payout

3 Simple Steps To Release The Equity In Your Watch...

1

Virtual Appraisal &
Initial Valuation

  • Submit your watch details along with clear photos.

  • Real-time appraisal via WhatsApp – no need for a home visit.

  • Takes just 10 minutes from start to finish.

  • Receive a same-day offer in principle, subject to a physical inspection and final valuation.

2

Physical
Inspection

  • Bring your luxury watch to our designated valuer vault for a comprehensive, recorded inspection.

  • Alternatively, we can arrange insured collection via UPS for maximum convenience.

  • Already professionally stored? Leave your watch safely in place while your loan is active.

3

Final
Valuation

Within 24 hours of inspecting your watch, Asset Backed Loans will provide one of three confirmations:

  • The initial valuation is approved, with funds released immediately.
  • A revised offer is issued for your review and approval.
  • If lending is not possible, your watch will be securely returned.

Manufacturer, Model & Age

A watch’s value depends on more than just brand or age. Timepieces with enduring, classic designs typically retain value, appealing to the widest audience of collectors.


Provenance & Presentation

The original box, paperwork, and purchase records significantly boost your watch’s valuation, helping Asset Backed Loans deliver your funds efficiently.

Condition & Service History

A well-documented service history and attention to detail—such as dents, blemishes, or restorations—guarantee a precise and fair valuation with Asset Backed Loans.

Getting Your Watch to Us

Asset Backed Loans’ Promise

We ensure your luxury watch is returned safely and in the same condition, providing you with complete confidence throughout the loan process.

Exceptional Care for Your Timepieces
Whether it’s a single watch or an entire collection, Asset Backed Loans is dedicated to safeguarding your luxury watches with the utmost care throughout the entire process.

Delivery or Collection
Before confirming a final valuation, our expert valuers carry out a detailed physical inspection. The appraisal is conducted simultaneously by two specialists and recorded on CCTV for full transparency. After the assessment, you will receive a detailed appraisal report via email.

To securely get your watch to us, you can:

Deliver it directly to one of our trusted valuers or schedule an appointment at our London office.

Arrange collection through our complimentary, fully insured UPS courier service (coverage up to £50,000). We provide a specialist pre-paid envelope, ensuring your watch is fully protected in transit.

For watches valued over £50,000
For high-value pieces, Asset Backed Loans offers a premium white-glove collection service across Great Britain. Additional charges may apply—please contact us for full details.

Luxury Watch Care You Can Trust

When your watch is in the hands of Asset Backed Loans, it is handled only by trained experts. Each watch receives a condition report upon receipt and is stored in protective packaging in a secure, insured vault, guaranteeing complete peace of mind.

Option 2 – Client-Friendly & Trustworthy

Returning Your Luxury Watches
Your timepieces will be returned with the utmost care. Standard returns are completed via our insured UPS courier service, while high-value watches receive a white-glove delivery service across the UK for added peace of mind.

Meet our Specialist

Gary Rockman Valuer of Fine Watches

Gary is a renowned specialist in Rolex and Patek Philippe timepieces and a passionate collector of prestigious watches. With an intimate knowledge of every model and detail, he prides himself on delivering precise, expert valuations for every luxury watch entrusted to Asset Backed Loans.

Luxury watch re-seller or finance broker? Assist your clients in safely releasing their equity

If you are an authorised credit broker, commission gladly paid on successful referrals.

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"The service from Asset Backed Loans was professional, efficient, and reassuring. Every step of pawning my Rolex was handled smoothly, with clear guidance and no pressure, making the process effortless."

"Asset Backed Loans provided an exceptional service when pawning my Patek Philippe. The team were professional, efficient, and reassuring throughout, making the entire process smooth, transparent, and completely stress-free."

"Working with Asset Backed Loans was a pleasure. Their knowledgeable team made the entire process of pawning my Rolex simple, transparent, and stress-free, with everything completed quickly and professionally."